Eligibility is determined solely based on your history. There’s no credit check and no complicated application process.
Funds typically arrive the next business day, directly into your account.
Simple fee structure
Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees.
Pay as you get paid
Repayment is fully automated and adjusts to your daily sales. We deduct a fixed percentage of your sales until the total owed is repaid.
How it works
Fast funding and flexible payments
Get in touch with us
Contact us over our registration form with the description of your business. We will ask for additional information on the details of your business to find the best option available.
Our team processes the provided information and creates the best financing option for your company. The loan rates are based on the amount and the risk assessment of the company.
Receive your funds
After our team reviews your selection, the funds will be deposited into your Rocky Road account, typically the next business day.
Pay as you earn
You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.