Rocky Road in a nutshell
Credit or debit cards, virtual wallets or Apple pay, more than 30 payment methods supported. Integrate these payment methods into your platform with our simple, secure, and fast processing solutions, designed to fit the unique needs of businesses of all sizes.
Manage subscriptions and recurring billings – monthly, annual or custom, 56 options are available. Easily track and analyze subscriber behavior with intuitive, data-rich dashboard that brings simplicity and efficiency to managing your recurring revenue streams.
Request financing directly from Rocky – settle directly through your eCommerce sales. Our integrated financing solution offers quick, reliable, and transparent funding options to support your business growth, powered by your eCommerce performance.
With plugins for all major platforms and languages, integrate and go live with RockyRoad in less than an hour.
Design your own checkout 100 % as you want with our easy-to-use custom payment form builder
We offer 3-D Secure out of the box with our payment pop-up. 3-D Secure works both with Mastercard and Visa.
Real-time data and insights on your Dashboard to make informed business decisions.
We have compiled answers to the most common inquiries we receive, providing you with quick, easy-to-understand insights about our platform and services
You’ll need a U.S. company with a federal EIN, your company’s official formation documents, and a picture of your government ID (e.g., a passport or US driver’s license).We also allow startups, e-commerce and venture capital firms from the Caymans, British Virgin Islands, and UAE with up to date formation documents.
Yes, we’re proud to support U.S. companies founded by people across the globe as well as founders and venture capital firms with an entity based in the Cayman Islands, British Virgin Islands, or United Arab EmiratesThere are a few exceptions. We can’t currently open accounts for founders living in the following countries: Belarus, Burundi, Central African Republic, Congo, Democratic Republic of the Congo, Cuba, Iran, Iraq, North Korea, Lebanon, Liberia, Libya, Nicaragua, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe. We’d love to support residents of more countries over time, so let us know at firstname.lastname@example.org if you live in one of the above countries and we’ll let you know if anything changes.
We can accept most U.S. companies that aren’t money services businesses or involved with adult entertainment, marijuana or internet gambling. Our product is geared towards tech companies, so it might not be the best fit for some other businesses, especially ones that frequently deal with physical cash. We cannot open accounts for trusts.
Checking and savings deposits are FDIC-insured up to $5M through our partner banks and use of sweep networks. As a broader effort, we are working on expanding all coverage even further.
Rocky is free to use, however, certain advanced features may incur fees. These include: making mass payments on our API, accessing Treasury account management, exchanging money in non-USD currencies, and sending USD internationally with optional premium processing. There are no account minimums, overdraft fees, monthly fees, or account opening fees.
Swid makes security a top priority. Here are some measures we take to ensure your security:
Our two main revenue streams come from Rocky Treasury and Rocky Venture Debt. Additionally, when you use your debit card or IO credit card, Visa and Mastercard charge a fee to the merchant. Rocky receives a percentage of this fee, known as interchange. Our partner bank also earns a small amount of interest on deposits, and Rocky receives a percentage of this amount.
Take the first step towards revolutionizing your business’s financial management today